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Hello savvy savers! Today we're diving into an exciting topic that combines the joy of giving with the satisfaction of smart financial planning - Qualified Charitable Distributions (QCDs). As many of you know, I simply love finding ways to save money and assist others. And I'm thrilled to share that QCDs let us do both simultaneously. They allow us to contribute to the causes that touch our hearts, while also providing a tax advantage.

So, what exactly are Qualified Charitable Distributions? Simply put, a QCD is a direct transfer of funds from your IRA, payable to a qualified charity. QCDs can be counted toward satisfying your required minimum distributions (RMDs) for the year, as long as certain rules are met

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